Disclaimer

Last updated: March 2026
Important: Please read this disclaimer carefully before using quitjob.in. By using this tool, you acknowledge that you have read, understood, and agreed to these terms.

1. Not a SEBI-registered entity

quitjob.in is not registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser, Research Analyst, or any other regulated category. The tool and its outputs do not constitute investment advice, portfolio management services, or any other regulated financial service as defined under SEBI regulations.

2. Educational purpose only

All content on quitjob.in — including the Freedom Age calculation, portfolio analysis, fund suggestions, tax observations, and action plan — is provided purely for educational and informational purposes. It is intended to help users understand general financial planning concepts and think through their own situation.

3. No personalised investment advice

Under SEBI (Investment Advisers) Regulations, 2013, personalised investment advice can only be provided by a registered Investment Adviser. quitjob.in does not provide personalised investment advice. Any suggestions made by the tool are generic educational guidance based on publicly available information about market instruments.

4. Fund and stock mentions

Any mutual fund names, stock names, or financial products mentioned on quitjob.in are for illustrative purposes only. These mentions are based on publicly available information such as fund ratings, historical returns, and expense ratios. They do not constitute a recommendation to buy, sell, or hold any security. Past performance of any mentioned fund or stock does not guarantee future returns.

5. Projection accuracy

All return projections used in calculations (e.g., 12-13% equity CAGR, 7% debt return) are based on historical Indian market averages. Actual returns may be significantly higher or lower. The Freedom Age calculation is an estimate — not a guarantee. Market conditions, personal circumstances, inflation, and many other factors will affect your actual financial outcome.

6. AI-generated content

The personalised analysis on quitjob.in is generated by Claude (an AI model by Anthropic) based on inputs provided by the user. AI-generated financial analysis may contain errors, omissions, or outdated information. The outputs should be treated as a starting point for discussion with a qualified professional — not as final advice.

7. Tax information

Any tax-related information on quitjob.in (e.g., 80C, 80D, 80G, new vs old regime) is for general awareness only and is based on tax laws as publicly known at the time of writing. Tax laws change frequently. Always consult a Chartered Accountant for personalised tax advice.

8. Consult a qualified professional

Before making any investment, insurance, or tax decision, please consult: a SEBI-registered Investment Adviser for investment planning, a Chartered Accountant for tax planning, a SEBI-registered Research Analyst for stock research, and an IRDAI-registered insurance agent for insurance recommendations.

9. No liability

quitjob.in, its creators, and contributors accept no liability for any financial decisions made based on the tool's outputs. Users use this tool entirely at their own risk. The creators of quitjob.in are not responsible for any losses, damages, or adverse outcomes arising from reliance on this tool.

10. Contact

For questions about this disclaimer: hello@quitjob.in